Find Assisted Living for Couples in Maryland
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Assisted living in Maryland for couples
Assisted living facilities in Maryland accept both married couples and single senior adults, providing them with room and board, personal assistance, and healthcare. Main eligibility criteria regard one's age, which should be over 62 or 55, and financial sufficiency. Married couples are allowed to live together, provided their health allows it and they do not require higher levels of care. All ALF residents have access to a diversity of services and amenities, meant to increase the overall quality of life and help them enjoy their golden years to the fullest.
How many ALFs are there in Maryland? In the state of Maryland, there are approximately 600 assisted living facilities. These senior living facilities can be found in the following locations: Cumberland, Baltimore, California, Hagerstown, and Salisbury. These senior living communities are licensed and regulated by the Maryland Department of Health. Prior to admission, a resident agreement is completed, which will cover the details of the initial assessment, scope of care, medication list, physician orders, supervisory requirements, and other needs.
Each assisted living facility in Maryland reserves the right to refuse the admittance of certain senior adults. If prospective residents are a danger to themselves or others, they will not be accepted into an ALF. The same goes for those who are deemed as "public safety risks", as it happens with those who have an infectious disease. Additional reasons for refusal might include: limited mobility, need for complete assistance, and healthcare conditions that exceed the available scope of care.
Financing and costs of assisted living in Maryland
The average monthly cost of assisted living in Maryland is $4,600. According to recent statistics, this is higher than the national median, which is around $4,000. Compared to neighboring states – such as Delaware, New Jersey, Ohio, and Virginia – Maryland has more affordable rates. Only Pennsylvania and West Virginia have higher costs.
Within the state of Maryland, the costs of assisted living vary considerably from one region to the other. The most expensive ALFs are found in Cumberland and California, the latter reaching the high value of $5,900. More affordable options are found in Baltimore, Hagerstown, and Salisbury. Assisted living has similar costs to the one of memory care, but it is less expensive than nursing home care. Independent living, on the other hand, is more affordable.
Assisted living costs in Maryland
Seniors who need long-term care might consider moving into an assisted living facility. Such communities provide them with room and board, as well as assistance with various ADLs and healthcare. The access to diverse services and amenities is also included, with the exception of skilled nursing care. This service is either available for a limited period of time or might not be offered at all. In the state of Maryland, there are different assisted living communities one can choose from, each with individual care packages. In the paragraphs below, you will find useful details on the costs of assisted living, along other pieces of information that might help you decide on a particular option.
Average costs of assisted living and memory care in Maryland
How much does assisted living cost in MD? In the state of Maryland, the average cost of assisted living is $4,900 per month or $58,000 per year. This is higher than the national median of $4,500 per month or $54,000 per year. Within the state, the most expensive assisted living facilities are located in Cumberland, averaging at $5,200 per month or $62,000 per year. The most affordable communities of this kind can be found in Hagerstown, with an average cost of $4,600 per month or $55,000 per year.
How much does memory care cost in MD? When it comes to memory care, the average cost in Maryland is $6,100 per month or $73,000 per year. This is higher than the national median of $5,600 per month or $67,000 per year. Within the state, the most expensive memory care communities are found in Cumberland, averaging at $6,500 per month or $78,000 per year. The most affordable facilities of this kind are located in Hagerstown as well, averaging at $5,900 per month or $70,000 per year.
Assisted living costs more than home care, home health care, and adult day care. However, it is less expensive than nursing home care. Memory care costs more than in-home care, home health care, assisted living, and adult day care. It is surpassed by nursing home care, which averages at $10,000 per month or $120,000 per year.
What goes into assisted living costs?
Before moving into an assisted living community, seniors have to pay a deposit fee. This is usually returned when the residential stay begins. Such facilities do not have entrance fees, there are only monthly fees to be covered. Aside from the living unit type and size, the costs are influenced by the available services and amenities, and the resident's marital status. All residents have access to common utilities, as well as meal planning and preparation, general maintenance, laundry and linen service, and housekeeping. Additional payment might be necessary for extra services.
In some assisted living facilities, residents are also expected to pay care fees, in accordance with the number of daily living activities they receive assistance with. Care packages might include daily planned activities, medication management, emergency response systems, physical and occupational therapy, and scheduled transportation. Second occupancy fees must be paid by spouses who desire to live together. In some assisted living homes, additional payments are necessary for certain utilities, such as the cable and Internet access. Limited healthcare is available at extra cost and often from third-party providers.
What goes into memory care costs?
Dementia seniors can consider moving into a community that speaks to their needs without exception. Memory care facilities provide adapted housing, as well as 24/7 monitoring, amenities and services, and healthcare. Dedicated staff helps residents deal with everyday challenges, providing both care and support. Such facilities have care packages that take into account both the type of dementia and the illness stage. Seniors benefit from safety features, which help them feel less confused, reducing the risk of injuries or wandering. The assistance with daily living activities is part of the basic care.
Within memory care communities, seniors have access to various therapies, destined to help them work on their cognitive, speech, and memory skills. As a result, they are able to delay the progression of dementia. Moreover, they benefit from helpful services, such as meal planning and preparation, laundry and linen service, housekeeping, general maintenance, and scheduled transportation. Additional care services include mobility assistance, diabetes care, wound care, and incontinence care.
Senior living in Maryland - cost comparison with other states
The average cost of assisted living in Maryland is well above the national median. Maryland is more expensive than Pennsylvania and West Virginia, but more affordable than Delaware and Virginia. The overall costs are as follows: Pennsylvania - $4,100 per month or $49,000 per year; Delaware - $6,000 per month or $72,000 per year; Virginia - $5,250 per month or $63,000 per year.
As for memory care, the average cost in Maryland is above the national median as well. Maryland is more expensive than Pennsylvania and West Virginia, but more affordable than Delaware and Virginia. The overall costs are as follows: Pennsylvania - $5,100 per month or $61,000 per year; West Virginia - $5,200 per month or $62,000 per year; Delaware - $7,400 per month or $88,000 per year; Virginia - $6,500 per month or $78,000 per year.
Finding the best senior living facility in Maryland for your needs
If you are looking for a long-term care community for you or your loved one, you can start by checking out the different communities in Maryland. Whether you are interested in memory care or assisted living, it is important to remember that the costs will vary from one facility to the other, in accordance with the available care packages. You can save precious time and energy by doing all your research online.
We are more than happy to assist you with finding the right long-term care facility. Just give us a call and will offer detailed information on the costs of each senior living facility. Our team has both practical experience and knowledge, being able to assist caregivers in discovering the best communities for them or their loved ones, with careful consideration to current and future needs, as well as the available budget. The overall costs might also be influenced by healthcare demands, the resident's health status, and co-existing conditions. You can also contact the respective facility to inquire more details about their care packages.
Services provided to married couples by assisted living facilities in Maryland
Residents who move into an assisted living facility have access to services meant to improve their overall standard of living. General services include housekeeping and general maintenance, as well as Internet and telephone, 24/7 security, scheduled transportation, laundry and linen service, emergency response system, errand running, shopping etc. Both married couples and single senior adults benefit from the same range of services.
Personal assistance is available for all the residents within facility. Maryland ALFs are designed to provide different levels of care and assistance, ranging from low to high. Depending on this level, they will help residents with the activities of daily living, including eating, getting dressed, toileting, or grooming. The staff will also provide medication assistance and monitoring of residents.
Dementia residents are accepted into assisted living facilities that have memory care units. Seniors have access to the general range of services and receive assistance with the activities of daily living, sometimes to a higher extent. Many of them need medication management and round-the-clock monitoring, which the staff is more than happy to provide.
Amenities for couples moving to an assisted living in Maryland
As a married couple, you can choose to live in apartment-style units or opt for a double-occupancy room. It is worth mentioning that single senior adults can choose to live with another person, but each unit should not house more than two residents. All units have bathrooms and apartments also have a fully-functional kitchen. Pets are allowed in most ALFs, given the benefits offered, but one should check the pet-friendly policy first, before going ahead with the application.
ALF residents can take part in various activities, including fitness classes, swimming, and woodworking. They can take up painting, enjoy fine dining, and visit the learning center for continuous education courses. Social clubs and religious services are also available, and residents can take advantage of the numerous recreational activities. Many ALFs organize off-site trips to museums and other touristic objectives.
Dementia residents have access to all the available amenities, but they might also be offered additional options. For instance, they can benefit from speech and occupational therapy, visit the learning center to work on preserving current skills, or take a guided walk in a memory garden.
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What are some positives and negatives associated with moving to assisted living in Maryland for couples?
Moving into an assisted living facility is a major change, but you should look at it as a new stage in your life. If you are still undecided, perhaps the following pros and cons will help you move closer towards a resolution.
Pros of moving to assisted living for couples in Maryland
- Couples are allowed to live together, provided their health allows it and they do not require a higher level of care
- Personal assistance and healthcare available to all residents
- Medication management – the staff can either monitor the resident while taking his/her treatment or handle the administration per se
- Dementia residents are accepted into ALFs that have integrated memory care units
- Regularly planned activities – residents can pursue various hobbies and passions, thus filling their time as they desire
Cons of moving to assisted living for couples in Maryland
- Prolonged adjustment period might lead to depression and anxiety
- High monthly fees are difficult to cover
- ALFs cater only to those who require minimal assistance, otherwise the resident will be transferred to other long-term care communities
- Not all the applications are accepted, especially if the resident is mentally unstable
- Should one require a higher level of care, this cannot be offered within the assisted living facility
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