Kentucky Assisted Living for Couples

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Assisted living in Kentucky for couples

As a senior adult, you might be thinking about potential retirement solutions. Have you considered assisted living facilities? These senior living centers in Kentucky offer not only housing and healthcare, but also assistance with ADLs and access to various services or amenities. Senior adults who are over 55 or 62 can apply for admittance, provided they meet the additional eligibility criteria (income, level of independence, health status). Couples can move in together, which is a significant advantage to take into consideration.

How many assisted living centers are there in KY? In the state of Kentucky, there are about 150 assisted living facilities. These senior living communities can be found in the following locations: Bowling Green, Elizabethtown, Lexington, Louisville, and Owensboro. All the facilities in the state are regulated and managed by the Kentucky's Department for Aging and Independent Living. ALFs do not provide continuous skilled nursing care, so if you are interested in such services, a personal care home would be more suitable.

All the residents who apply for a spot into an ALF have to undergo a thorough assessment. Aside from evaluating their health, the staff will analyze their functional capacity, meaning the ability to handle daily living activities. Based on this evaluation, an individual service plan is developed, which will mention the resident's needs and personal preferences, medical conditions, treatment plans and schedules, etc. Evaluations are repeated at least once a year, or even more often, if there are major health changes involved.

As mentioned above, residents who require continuous skilled nursing care are not accepted. The same goes for those who have limited mobility, with the exception of situations in which this lack of capacity is temporary and treatment is being offered. ALFs reserve the right to refuse mentally unstable senior adults, who might be a danger to themselves or others. They will not accept those who are bedridden, suffer from various infectious conditions, or are terminally ill.

Financing and costs of assisted living in Kentucky

The average cost of assisted living in Kentucky is around $3,500 per month, which is lower than the national median, appreciated at $4,000. All of the other neighboring states – Indiana, Ohio, West Virginia, Virginia, Tennessee, and Illinois – have higher fees for ALFs. The only exception is represented by Missouri, which has a monthly average of $2,800.

Within the state, the cost of assisted living varies significantly. The highest fees for assisted living are found in Lexington, while the most affordable rates are available for Owensboro ALFs. Assisted living is one of the best solutions for long-term care, less expensive than nursing home care and in-home care. With the latter, the difference is not that noticeable. Independent living, however, is more affordable than assisted living.

Assisted living costs in Kentucky

Seniors reach a point where they require assistance with everyday activities, as well as specialized care and monitoring. All of these things are available within assisted living facilities, with trained personnel working hard to make their life more comfortable. Each community of this kind offers its own care packages, so seniors can analyze and compare the different benefits. For example, it is worth mentioning that skilled nursing care is often not available or offered for limited periods of time (no more than three months). We invite you to keep on reading, so as to discover more information on the assisted living costs in the state of Kentucky. This information can help you choose the best community for you or your loved one.

Average costs of assisted living and memory care in Kentucky

How much does assisted living cost in KY? In the state of Kentucky, the average cost of assisted living is $3,400 per month or $40,000 per year. This is considerably lower than the national median of $4,500 per month or $54,000 per year. Within the state, the most expensive assisted living communities are found in Lexington, averaging at $4,500 per month or $54,000 per year. The most affordable facilities of this kind are located in Owensboro, with an average cost of $3,000 per month or $36,000 per year.

How much does memory care cost in KY? When it comes to memory care, the average cost in Kentucky is $4,300 per month or $51,000 per year. This is significantly lower than the national median of $5,600 per month or $67,000 per year. Within the state, the most expensive memory care facilities are located in Lexington, averaging at $5,700 per month or $68.000 per year. The most affordable communities of this kind are found in Owensboro as well, with an average cost of $3,800 per month or $45,000 per year.

Assisted living costs more than adult day health care, but it represents a more affordable alternative than home health care and nursing home care. Memory care costs more than adult day health care and assisted living, but is cheaper than home health care and nursing home care. The latter averages at $8,000 per month or $96,000 per year.

What goes into assisted living costs?

Seniors have to pay a deposit fee in order to confirm their spot in the respective community. When the contract concludes, the fee is returned. Assisted living facilities only have monthly fees, there are no entrance fees to be covered. The overall costs are calculated in accordance with the living unit type and size, the resident's marital status, health needs, available services and amenities. Residents benefit from utilities, as well as housekeeping, general maintenance, meal planning and preparation, laundry and linen service etc. Should additional services be available, residents will have to pay for these.

Care fees are paid in accordance with the number of ADLs seniors are helped with. As for the care packages, these can include medication management, physical and occupational therapy, scheduled transportation, daily planned activities, and emergency response systems. Should spouses want to live together in the same unit, they have to pay a second occupancy fee. Some communities require residents to pay an additional sum of money for specific utilities, such as the Internet and cable access. Third-party providers often offer healthcare at extra cost and at a limited extent.

What goes into memory care costs?

Dementia seniors can consider moving into a memory care community, where elderly residents benefit from various services and amenities, 24/7 monitoring and support, access to healthcare, and adapted housing. Trained personnel cater to the needs of those who have been diagnosed with dementia, helping senior residents deal with any of the challenges experienced. Seniors also benefit from safety features, which minimize the risk of injury and wandering, helping them feel less confused at the same time. The assistance with everyday living activities is one of the main services offered.

Memory care communities have experienced therapists, who work together with the residents, helping them work on their memory, cognitive, and speech skills. Seniors also have access to general services, such as housekeeping, laundry and linen service, general maintenance, scheduled transportation, and meal planning. Care-related services include any of the following: mobility assistance, diabetes care, wound care, and incontinence care.

Senior living in Kentucky - cost comparison with other states

The average cost of assisted living in Kentucky is well below the national median. Kentucky is more affordable than its neighboring states. The overall costs are as follows: Indiana - $4,200 per month or $50,000 per year; Tennessee - $4,100 per month or $49,000 per year; Virginia – $5,250 per month or $63,000 per year; West Virginia - $4,100 per month or $49,000 per year.

Once again, the average cost of memory care in Kentucky is lower than the national median. When it comes to this long-term care option, Kentucky is more affordable than its neighboring states. The overall costs are as follows: Indiana - $5,300 per month or $63,000 per year; Tennessee - $5,100 per month or $61,000 per year; Virginia - $6,500 per month or $78,000 per year; West Virginia - $5,200 per month or $62,000 per year.

Finding the best senior living facility for your needs in Kentucky

If you want to help your loved one, you can begin by looking at the different long-term care communities in Kentucky. Whether you are interested in assisted living or memory care, do not forget that the costs will vary from one facility to the other, in accordance with the available care.

We are more than happy to assist you in finding the best community for your loved one. All you have to do is give us a call and we will offer detailed information on the costs of each senior living facility. With years of experience to back us, we are able to help caregivers and their loved ones discover communities that speak to both their needs and available budget.

Services provided to married couples by assisted living facilities in Kentucky

Assisted living facilities have a diverse range of services, with focus on the overall quality of life. Residents are encouraged to be as independent as possible, but they receive help with housekeeping and general maintenance, laundry, and meals. General services might also include the following: Internet access, telephone line, transportation, meal serving, emergency response system, security 24/7.

Both married couples and single senior adults receive assistance with activities of daily living, including eating, dressing, bathing, grooming, toileting, and oral hygiene. The assistance offered is minimal, with the staff encouraging independence in this area as well. Sometimes, residents might receive additional services from third-party providers, but only if the facility has a policy like that.

Medication administration is not allowed in Kentucky-based ALFs, but the staff can provide assistance with taking various treatments. They can offer reminders that medication should be taken, help residents with opening various containers, and read medication labels. However, they are not allowed to handle the actual medication or remove it from the respective bottle/blister.

Services for dementia residents are available in ALFs that have integrated memory care units. These services might entail 24/7 monitoring, assistance with ADLs and medication administration. Depending on how advanced the dementia is, assistance might also be offered for social and recreational activities.

Amenities for couples moving to an assisted living in Kentucky

Married couples can live together in an assisted living facility, as mentioned above. They have access to residential units that can be designed like an apartment, but this is not the case with all ALFs. Sometimes, regular bedroom-style units are available. Regardless of the design, all units must have keyed entries, private bathroom with accessibility features, and emergency response system. A maximum number of two residents can live in the same unit. Pets are allowed in some cases, but this should be checked in the occupancy agreement.

What about amenities? ALFs provide residents with plenty of opportunities to spend their time. They can try the swimming pool or visit the gym, take part in a group activity, or read in the library. There are computer rooms for those passionate about technology, painting studios for the creative types, and woodworking shops for those who like working with their hands. Additional amenities might include fine dining restaurants and cafes, learning centers, religious weekly service. Dementia residents benefit from special therapeutic classes, guided walks, and memory gardens.

Don't see your city/town/village/county on the list? Please use our search bar at the top of the page to locate 516 assisted living options for couples from 176 cities, towns and villages in Kentucky. Simply enter your city name, zip code or county.

What are some positives and negatives associated with moving to assisted living in Kentucky for couples?

Is assisted living the best option? If you are still trying to decide whether assisted living is the best option for you or not, you might want to look at the following pros and cons. Remember that Kentucky-based ALFs have a lot to offer, not only in terms of assistance but also when it comes to comfortable living.

Pros of moving to assisted living for couples in Kentucky

  • Married couples are allowed to live together
  • Assisted living is more affordable than other retirement living solutions, such as nursing home care
  • Permanent access to various services and amenities
  • Assistance with daily living activities
  • Assistance and monitoring for dementia residents

Cons of moving to assisted living for couples in Kentucky

  • ALFs do not provide long-term skilled nursing care services
  • Adjustment might extend indefinitely
  • Residents have to leave the community to receive higher levels of care
  • Monthly fees are difficult to cover

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516 assisted living facilities for couples in Kentucky

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