Find Assisted Living for Couples in Connecticut
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Assisted living facilities in Connecticut for couples
Assisted living communities in Connecticut accept senior adults who are over the age of 55, providing them with housing and assistance with daily living activities. Residents have access to age-appropriate services and amenities, enjoying a high standard of living. Married couples can make a request to live together, provided their health allows it.
In the state of Connecticut, assisted living facilities are known as managed residential communities. There are about 95 facilities of this kind, located in the following areas: Bridgeport, Hartford, New Haven, and Norwich. These senior living centers usually offer either virtual or on-site tours, so prospective residents can form a general idea about what to expect.
All senior living facilities in CT have a number of strict admittance criteria. Aside from the age requirement, prospective residents must demonstrate financial independence and present a reasonable state of health. For instance, if a resident requires 24/7 skilled nursing care, he/she might not be accepted into the facility, with the exception of the situation in which he/she can make the necessary arrangements for specialized care.
As a married couple, you might want to consider an assisted living facility, given the obvious benefits offered. Married as well as not married couples are allowed to live together, for as long as their health allows it. Moreover, you can take part in activities with your spouse, enjoying your retirement to the fullest. It might be a good idea to choose an ALF that has a memory care unit, as this caters to those who suffer from dementia. Should you or your spouse be diagnosed with this condition, you can remain within the same community and see each other every day.
Financing and costs of assisted living in Connecticut
The average cost for assisted living in Connecticut is of $4,700 per month. This is higher than the national average, which is around $4,000. In comparison to the other states in the area, Connecticut has the highest fees for assisted living. All neighboring states have lower costs, including New York, Rhode Island, Massachusetts, and Vermont. The only one that is slightly more affordable is New Hampshire.
Within the state, the costs of assisted living vary considerably. Bridgeport and Hartford have the most expensive fees, while New Haven and Norwich are more affordable. Compared to the costs of in-home care, ALFs are more expensive. However, this type of retirement living is more affordable than memory care or nursing home care.
There is also the Connecticut State Supplement Program, which is an assistance program recommended for those who are elderly, blind, or disabled. The main requirement is that they have a monthly income, such as SSI or VA benefits, but one that is not enough to pay for assisted living. Additional eligibility criteria regard residency, age, income and assets. Senior adults can also rely on various insurance policies and reverse mortgages to cover the respective fees.
Assisted living costs in Connecticut
Assisted living communities have been designed to meet the needs of aging seniors, providing not only room and board, but also healthy meal plans, assistance with ADLs, and limited healthcare. These facilities have different care packages available, as well as a wide array of services and amenities. In the state of Connecticut, there are different assisted living centers for seniors, each with its own acceptance guidelines. Certain services, such as skilled nursing care, are not included or can be offered for a limited period of time (max. 3 months). In the paragraphs that follow, you will find useful details on the costs of assisted living, along other information that might help you take an informed decision.
Average costs of assisted living and memory care in Connecticut
How much does assisted living cost in CT? The monthly cost of assisted living in Connecticut is around $5,100 or $61,000 per year. This is higher than the national median, which is $4,500 per month or $54,000 per year. Within the state of Connecticut, the most expensive assisted living communities are found in Bridgeport, averaging at $6,200 per month or $74,000 per year. The most affordable facilities of this kind are located in Norwich, with an average cost of $4,300 per month or $51,000 per year.
How much does memory care cost in CT? The average monthly cost of memory care in the state is about $6,400 per month or $76,000 per year. This is considerably higher than the national median, which is $5,600 per month or $67,000 per year. Within the state, the most expensive assisted living communities are located in Bridgeport, averaging at $7,800 per month or $93,000 per year. The most affordable facilities of this kind are found in Norwich, averaging at $5,300 per month or $63,000 per year.
Assisted living costs more than adult day care, but it represents a more affordable long-term care option than home care, home health care, and nursing home care. Memory care costs more than assisted living, home care, home health care, and adult day care. However, nursing home care costs significantly more, averaging at $15,000 per month or $180,000 per year.
What goes into assisted living costs?
Before moving into the assisted living facility, seniors are required to pay a deposit fee. This is returned when the senior completes the move. As opposed to other long-term care facilities, residents only have to cover the monthly fees. These are influenced by the available amenities and services, as well as the assistance with ADLs, living unit type and size, marital status, and health needs. Some utilities and services, such as housekeeping, general maintenance, meal plans, laundry and linen service, are included in the monthly fees. Additional services are usually offered at an extra cost.
The care fees are directly dependent on how much assistance seniors need with daily living activities. Care packages might also cover daily activities, emergency response systems, physical and occupational therapy, scheduled transportation, and medication management. For spouses who decided to live together, a second occupancy fee must be paid. Specific utilities, such as the cable and Internet access, required additional payment. The same goes for healthcare, which is usually fee-based and available from third-party providers.
What goes into memory care costs?
Dementia seniors can move into memory care communities, which cater to their needs without exception. Residents benefit from room and board, supervision and support, healthcare, amenities, and services. The care packages offered are designed to match both the needs and challenges experienced, with consideration to the type of dementia and the disease stage. All residents benefit from safety features, which reduce the risk of self-harm, wandering, and confusion. Assistance with ADLs is available, in accordance with one's level of independence.
Memory care communities also provide access to various therapies, so that residents can work on their cognitive and memory skills. Speech therapy is available as well. General services include scheduled transportation, housekeeping, meal planning, general maintenance, laundry and linen service, etc. Other healthcare services offered are: mobility assistance, wound care, incontinence care.
Conneticut senior living - cost comparison with other states
The monthly cost of assisted living is higher than the national average, as stated above. Connecticut has more affordable assisted living properties than its neighboring states. The costs are as follows: Rhode Island - $6,800 per month or $81,000 per year; Massachusetts - $6,500 per month or $78,000 per year; New York - $4,500 per month or $54,000 per year; New Jersey - $6,400 per month or $76,000 per year.
When it comes to memory care, the monthly cost is higher than the national average as well. Connecticut has more expensive memory care communities than New York, which averages at $5,700 per month or $68,000 per year. The other neighboring states have higher rates for such long-term care. The costs are as follows: Rhode Island - $8,500 per month or $102,000 per year; Massachusetts - $8,100 per month or $97,000 per year; New Jersey - $8,100 per month or $97,000 per year.
Finding the best senior living facility for your needs in Connecticut
Each state has various options for long-term care. Whether you are interested in assisted living or memory care, please consider that the overall costs may differ from one facility to the other. The care packages are influenced by the health status and needs of every resident. By doing careful research, you will be able to find the best facility for your loved one. In this way, the burden of caregiving will be eliminated as well.
If you are struggling with finding the right information, we are more than pleased to guide you through the entire process. Just give us a call and we will offer details regarding the costs of each senior living facility. Our team is more than happy to assist caregivers in discovering the right long-term care options for their loved ones, in accordance with the available budget. We will detail the costs to be paid, along the factors that contribute to them. As an additional step, you can then contact the respective assisted living/memory care facility and request more information on their care packages. The more informed you are, the easier it will be to choose a facility.
Services provided to married couples by assisted living facilities in Connecticut
Assisted living communities offer a diverse array of services to senior adults. Married couples can live together, as mentioned, and benefit from the following services: housekeeping, laundry and linen service, general maintenance, 24/7 security, emergency call system, meal planning and preparation. Residents are encouraged to handle daily chores when possible. Regularly scheduled transportation services might be provided in some communities as well.
During their stay in such a facility, senior adults receive assistance with daily living activities. This refers specifically to personal care tasks, such as oral hygiene, toileting, bathing, dressing, eating, grooming. Medication management is also available, with the staff offering reminders, administering treatments when required, or opening containers. Some residents might need help transitioning from one position to the other, and the facility must also be able to accommodate special dietary requirements.
Memory care units are sometimes created within assisted living facilities, so as to cater to the complex needs of those who suffer from Alzheimer's disease or other forms of dementia. Senior adults benefit from constant supervision and they are assisted with daily living activities. Sometimes, complete assistance is required, including when it comes to taking medication.
Amenities for couples moving to an assisted living in Connecticut
Couples who decide to move into assisted living facilities can choose private apartments. These are usually equipped with fully-functional kitchens, bath and adequate storage space. Some facilities allow couples, as well as individual residents, to move together with their pets – they acknowledge the benefits, both physical and mental.
General amenities include swimming pools and fitness centers, with ALFs sometimes organizing yoga classes. Residents can enjoy meals and snacks in the dining area, visit on-site cafes, and take part in social clubs. Religious services are organized on a weekly basis, as well as a wide range of social and recreational activities. Off-site trips are planned every other few weeks, allowing senior adults to escape the normal routine. There are also specific amenities for dementia residents. For instance, residents of memory care units might go on guided walks or practice their skills in the learning center.
- East Hartford
- East Haven
- East Windsor
- Fairfield County
- Hartford County
- Litchfield County
- Middlesex County
- New Britain
- New Haven
- New Haven County
- New London
- New London County
- New Milford
- Old Saybrook
- Rocky Hill
- South Norwalk
- Tolland County
- West Hartford
- West Haven
- Windham County
What are some positives and negatives associated with moving to assisted living in Connecticut for married couples?
Consider the pros and cons of moving into an assisted living facility as a couple or on your own.
Pros of moving to assisted living for couples in Connecticut
- Assisted living is less expensive than nursing home care or memory care
- Couples can live together and take part in activities every day
- Regularly scheduled social and recreational activities
- Individualized service plan – updated regularly to ensure needs are being met
Cons of moving to assisted living for couples in Connecticut
- Residents who require 24/7 nursing care not accepted
- High fees which can be difficult to cover on a lower-level income (financial assistance, a potential solution)
- It can be hard to give up your home and go through such a major change
- Higher levels of care cannot be offered, with the exception of facilities that have memory care units integrated
- Couples cannot stay together, should their health needs become more complex
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